
Touring Trails: Inspires Your Next Adventure
and I drive brand growth with SEO and Tech.
I’m a marketing specialist and entrepreneur who loves helping people and businesses grow.
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Serial Entrepreneur. Innovator. CEO of Contentika. Founder of Solevant.
August 8, 2026
Isreal Oyarinde
Why Nigerian Customer Service Is an Oxymoron: The Anti-Customer Economy
Customer service is supposed to help you resolve whatever issues you may have with a customer and potentially save you time, energy, and money. Unfortunately, customer service is sometimes designed to make you accept a bad product or service so that you don’t end up losing more than you already did. We have all been there. And it does not matter what the service is, the experience is almost uniform; at the bank, at the telecom office, at the passport office, at the airline counter, at the hospital reception. You walk in as a paying customer, and you are treated like a beggar asking for free rice at a politician’s rally. You are shuffled around, or worse ignored, insulted, lied to, and made to feel like you should be grateful they even acknowledged your existence. Businesses have normalised treating paying customers like garbage and I am sick of it. I am concerned about this issue not just as a customer who wants full value for their money but also as an entrepreneur who wants the business ecosystem to be driven by excellence and not just an acceptance of “quality mediocrity”. The ‘Take It or Leave It’ Mentality: Where Did This Come From? According to a PwC survey on customer experience, 73% of consumers globally say customer experience is a key factor in their purchasing decisions. If customer experience is so important, why are businesses choosing to ignore it? We live in a country where businesses seem to be actively punishing you for being their customer. Welcome to the anti-customer economy. To understand why Nigerian customer service is the way it is, you have to understand the psychology behind it. And that psychology is rooted in scarcity and a culture of deference to any semblance of authority. For decades, Nigeria has operated as a scarcity-driven economy. There were not enough goods, not enough services, not enough infrastructure. When you are the only person selling bread in a village of five thousand hungry people, you do not need to smile or say ‘please’ or ‘thank you.’ That scarcity mindset never left. Even as the economy grew, even as competition entered certain sectors, the fundamental attitude of Nigerian business owners and their staff remained the same. The business believes they are doing you a favour by existing and the customer has simply learned to accept this dynamic as normal. This mentality pervades every type of business across every sector. From the woman selling tomatoes at Mile 12 who will curse you out for asking for a discount, to the multinational bank that will make you wait three hours to resolve an error they created. The attitude is the same: take it or leave it. And because Nigerians have been conditioned to take it, businesses have had zero incentive to change. The Monopoly Effect: Why Competition Alone Cannot Fix This The standard economic argument is that competition fixes customer service. When customers have choices, businesses that treat them poorly lose them to competitors that treat them better. This is a beautiful theory that works in countries with functional market structures. In Nigeria, it collapses for several reasons. First, many sectors have oligopolies, not true competition. If there is one industry that perfectly encapsulates everything wrong with Nigerian customer service, it is telecommunications. These companies have over 200 million subscribers combined, and they treat every single one of them like disposable waste. The Nigerian Communications Commission publishes subscriber data showing massive numbers, but nobody publishes the millions of hours Nigerians waste every year trying to get basic issues resolved with their network providers. The telecom sector has four major players, all of whom provide equally terrible customer service. Switching from MTN to Airtel because of bad customer service is like jumping from a frying pan into a different frying pan. The pan is a slightly different colour, but the heat is exactly the same. Banks? Same thing. There are over twenty commercial banks in Nigeria, and the customer service difference between them ranges from ‘bad’ to ‘slightly less bad.’ There is no bank that has genuinely cracked the code of consistent, excellent customer service across all touchpoints. Second, switching costs are artificially high. Porting your phone number is a bureaucratic nightmare. Changing banks requires updating direct debits, salary accounts, BVN linkages, and a dozen other things that make the process so painful that most people simply endure the devil they know. These switching costs are not accidental. They are designed to trap customers in relationships they would otherwise leave. Third, and this is the most important point, competition only drives better service when customers actually punish bad service by leaving. Nigerian customers have been so thoroughly beaten down by decades of terrible treatment that they have developed a form of learned helplessness. They do not expect good service. They do not demand it. According to Harvard Business Review, acquiring a new customer costs five to twenty-five times more than retaining an existing one. Nigerian businesses have not internalized this data because they have never had to. In an economy where customers do not leave, retention is free. And when retention is free, investing in customer service is seen as an unnecessary cost, not a competitive advantage. Government Agencies: The Undisputed Champions of Anti-Customer Service If Nigerian private sector customer service is bad, government agencies are on a different level entirely. The undefeated champions of terrible service delivery. At least with a private business, there is a theoretical possibility that a competitor could emerge and steal their customers. With government agencies, you have no choice. You cannot get your passport from a private company. You cannot register your business with an alternative CAC. You cannot get your driver’s license from a competitor. They have a monopoly on the services you need. They know it and they behave accordingly. The Nigeria Immigration Service passport application process is a masterclass in institutional contempt for citizens. You pay online, you book an appointment, you show up on time,